objectives

To run a responsible position where I can use my educational, interpersonal skills, creativity and all my learning experiences in order to promote my career and as well as to contribute in the welfare of the organization.

Professional Summary

Dedicated and experienced professional with an M.Com degree and over 17 years of expertise in microfinance operations, including 3 years as an Area Manager. Skilled in dynamic web development, video editing, graphic design, data entry, and proficient in both Bengali and English typing. Enthusiastic about leveraging technology to drive organizational success.

Skills

Microfinance Operations: 17 years of experience in various roles, including Area Manager for 3 years.
Web Development: Expertise in MySQL, PHP, HTML, CSS, and JavaScript. Created dynamic websites such as Narayon Saha and Microfinance Management.
Video Editing: Skilled in using Wondershare Filmora 12 for professional video editing.
Graphic Design: Proficient in Adobe Photoshop for creative design projects.
Administrative Skills: Microsoft Office suite, data entry, and bilingual typing (Bengali and English).

Work Experience

Area Manager, Microfinance Operations (3 years)
Managed regional microfinance activities, led teams to achieve organizational goals, and implemented strategies to improve client satisfaction.
Various Roles in Microfinance Operations (14 years)
Gained comprehensive experience across multiple positions, fostering community engagement and financial empowerment.

Education

Master of Commerce (M.Com)
Diploma-in-Computer

Work Samples

Websites:
• https://narayonsaha.com/
• https://mf.narayonsaha.com/index.php
Video Editing:
• https://youtu.be/pxQd5OYkcI8
• https://youtu.be/jU9TJlvNSj4

Professional Skills

Micro finance
95%

Loan Verification
98%

Office Management
90%

Monitoring
95%

Planning and implementing the plan
90%

Reporting (MIS and FIS)
100%

Accounting
90%

Data Analytics
90%

Computer Skills

Webpage Design
70%

Graphic Design
70%

Microsoft Office suite
95%

Video Editing
80%

My Structured Query Language-MySQL
95%

Hyper Text Markup Language -HTML
80%

PHP Programming Language
50%

Cascading Style Sheets - CSS
60%

JavaScript
30%

Data Entry
95%

Hardware and Troubleshooting
30%

Social media
70%

language Skills

Bengali
98%

English
70%

Hindi
40%

Personal Attributes

Ability to manage time & being flexible.
100%

Willing to accept responsibility & perform accordingly.
95%

Time management skills
90%

Confidentiality
90%

Decision making
90%

Communication
95%

Hobbies and Interests

Blogging or content creation related to your field
90%

Learning new technologies or coding languages
90%

Gardening and Tree Care
90%

Fitness activities like yoga, hiking, or gym workouts
80%

Volunteering for social causes or NGOs
80%

Playing strategy games like chess or board games
90%

Education :

	Institution Name: Azam Khan Govt. Commerce Collage, Khulna
	Education board/university : National University
Session 1999-2000	Subject : Management
Passing year 2000	Examination : Masters
	Group Name : Commerce
	Result : 3rd


	Institution Name: Azam Khan Govt. Commerce Collage, Khulna
	Education board/university : National University
Session 1995-1998	Subject : Management
Passing year 1998	Examination : Honors
	Group Name : Commerce
	Result : 2nd


	Institution Name: Azam Khan Govt. Commerce Collage, Khulna
	Education board/university : Jessore Education Board
Session 1993-1994	Subject : Accounting, Economics and Statistics
Passing year 1995	Examination : H.S.C
	Group Name : Commerce
	Result : 2nd


	Institution Name: Model Hight School, Khulna
	Education board/university : Jessore Education Board
Session 1991-1992	Subject : Science, Accounting and Agriculture
Passing year 1993	Examination : S.S.C
	Group Name : Science
	Result : 1st

Trainin :

From 04-02-2021 to 07-02-2021	Institute Name : RDRS
Total Duration 4 days	Training Tittle : Micro Finance Organization Operation and Management.



From 03-02-2019 to 07-02-2019	Institute Name : Palli Karma-Sahayak Foundation
Total Duration 5 days	Training Tittle : All Kinds of risk in Micro Finance Organization.



From 01-09-2009 to 30-09-2009	Institute Name : Shakti Foundation for Disadvantaged women
Total Duration 1 Month	Training Tittle : All Kinds of Office management



From 02-11-2002 to 27-02-2003	Institute Name : Youth Development Department
Total Duration 4 Months	Training Tittle : Basic Computer, MS Office, Internet and Graphic Design.

Experience :

I have been serving as a Area Manager at Progoti Samajkallyan Sangstha since 02-05-2024 to still to date.
Responssibilities :
Monitoring Loan Verification Office Management Staff Management Reporting (MIS and FIS) Monthly Reports Planning and implementing the plan Annual budget
Achievement :
Member-4299,Loanee-2582,Saving-2,59,96,509 Outstanding-8,55,90,535 Overdue-94,52,386, PAR- 16.13%, OTR- 95.16%.


I have been serving as a Assistant Area Manager at Uttara Development program Society (UDPS) since 14-06-2023 to 11-01-2024.
Responssibilities :
Monitoring Loan Verification Office Management Staff Management Reporting (MIS and FIS) Monthly Reports Planning and implementing the plan Annual budget
Achievement :
Member-3025,Loanee-2275,Saving-2,80,79,480, Outstanding-17,52,84,480, Overdue-2,55,65,235, PAR- 16.4%, OTR- 91.25%.


I have been serving as a Branch Manager at SKS Foundation since 19-06-2022 to 07-06-2023.
Responssibilities :
Monitoring Loan Verification Office Management Staff Management Reporting (MIS and FIS) Monthly Reports Planning and implementing the plan Annual budget
Achievement :
Member-600, Loanee-520, Savings-48,52,627 Outstanding-2,30,06,021 Overdue-14,400. PAR-0.27% OTR-99.63%


I have been serving as a Branch Manager at RDRS Bangladesh since 01-03-2020 to 30-06-2021.
Responssibilities :
Monitoring Loan Verification Office Management Staff Management Reporting (MIS and FIS) Monthly Reports Planning and implementing the plan Annual budget
Achievement :
Member-1600, Loanee-1420, Saving-1,10,52,630 Outstanding-2,85,06,025 Overdue-3,48,625, PAR-3.45%, OTR-96.07%.


I have been serving as a Area Manager at Progoti Samajkallyan Sangstha (PSS) since 11-09-2018 to 28-02-2020.
Responssibilities :
Monitoring Loan Verification Office Management Staff Management Reporting (MIS and FIS) Monthly Reports Planning and implementing the plan Annual budget
Achievement :
Member-4100, Loanee-3896, Savings-3,45,68,452 Outstanding-08,12,56,304 Overdue-45,10,256 PAR-21.25% OTR-93.03%


I have been serving as a Branch Manager at Association for Development Activity of Manifold Social work (ADAMS) since 11-08-2015 to 01-11-2017.
Responssibilities :
Monitoring Loan Verification Office Management Staff Management Reporting (MIS and FIS) Monthly Reports Planning and implementing the plan Annual budget.
Achievement :
Member-1206, Loanee-1085, Savings-45,65,896 Outstanding-1,03,25,856 Overdue-15,45,658 PAR-16.96%, OTR-98.06%.


I have been serving as a Branch Manager at Shakti Foundation for Disadvantaged women since 01-10-2009 to 03-07-2015.
Responssibilities :
Monitoring Loan Verification and Loan distribution Accounting Office Management Data Entry Reporting (MCIS and FIS) Group Mobilization Awareness buildup among the target People/Community
Achievement :
Member-1603, Loanee-1496, Savings-36,45,876 Outstanding-1,15,05,265 Overdue-8,20,586 PAR-8.13% OTR-98.02%


I have been serving as a Junior Officer at Shakti Foundation for Disadvantaged women since 01-12-2005 to 30-09-2009.
Responssibilities :
Money Transaction with beneficiary Group Mobilization Awareness buildup among the target People/Community Prepare for a Loan
Achievement :
Member-320, Loanee-298, Savings-10,25,365 Outstanding-55,12,127 Overdue-2,25,458 PAR-5.09% OTR-99.02%

Personal :

First Name	:	Narayon Chandra
Last Name	:	Saha
Father Name	:	Late Jiban Chandra Saha
Mother Name	:	Late Momota Saha
Spouse Name	:	Lucky Saha
Present Address	:	17/1 Bhoirab Stand Road. Khulna
Permanent Address	:	Vill: Shalnagor Post: Jhaudanga UP: Lahagara Dist: Narail
Sex	:	Male
Marital Status	:	Married
Religion Name	:	Hindu
Nationality	:	Bangladeshi
National ID Number	:	1923534661
Birth Day	:	01-01-1978
Height	:	5 ft 10 inch
Weight	:	79 Kilogram
Blood Gorup	:	A Positive
Contract Number	:	01854230235
E-Mail Address	:	ncs@narayonsaha.com
Web Address	:	narayonsaha.com

Reference :

Name	:	Md. Hamidur Rahman
organazation Name	:	Gana Unnayan Kendra (GUK)
Position	:	Senior Zonal Manager
Address	:	Bagura
Mobile Number	:	01931247274
E-mail	:	prodip5623@gmail.com



Name	:	Md. Abu Sayed
organazation Name	:	Piddim Foundation
Position	:	Regional Manager
Address	:	Gazipur, Dhaka
Mobile Number	:	01812477158
E-mail	:	rjsayed50@gmail.com

Resume of Narayon Chandra Saha

Micro Finance specialist

Address : 17/1 Bhoirab Stand Road. Khulna

E-mail Address : ncs@narayonsaha.com

Mobile Number : 01854230235